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  • Long term Loan for Development.
  • Deposit multiplied by 3.
  • Maximum period 48 Months.
  • Atleast 5 Guarantors
  • Deduction must be within 1/3 rd rule.
  • Rate 1 % per Month.(12% P.A) Reducing.
  • Long term Loan for Members saved over One Million Deposits.
  • Deposit multiplied by 4.
  • Maximum period 60 Months.
  • Atleast 7 Guarantors
  • Deduction through Salary.
  • Rate 1 % per Month.(12% P.A) Reducing.
  • Long term Loan for  Development.
  • Deposit Multiplier by 4.
  • Maximum Period 84 Months.
  • Atleast 7 Guarantors.
  • Deductions through Salary.
  • Rate 1.33 % per month(16%P.A)Reducing.
  • Loan for fees/unforeseen circumstances.
  • Deposit Multiplier by 4.
  • Maximum Period 12 Months.
  • Atleast 4 Guarantors.
  • Deductions through Salary.
  • Rate 1.25 % per month(15%P.A)Reducing.
  • Loan term Loan for Bridging Projects.
  • Deposit Multiplied by 4.
  • Maximum Period 84 Months.
  • Atleast 7 Guarantors.
  • Deduction through Salary.
  • Rate 1.25% per Month (15%P.A) Amortized.

 

  • Loan for retired Members.
  • Deposit Multiplied by 2.
  • Maximum Period 84 Months.
  • Atleast 4 Guarantors/Collateral.
  • Proof of ability to pay.
  • Rate 1 % per Month (12%P.A) Reducing.
  • Loan Designed For Household Items.
  • Deposit multiplied by 4
  • Maximum period 20 Months.
  • Atleast 4 Guarantors
  • Maintain Net salary Atleast Ksh. 3000.
  • Rate 1.45 % per Month. Fixed Straight Line.
  • Long term Loan for Urgent Needs.
  • Net salary multiplied by 7.
  • Deposit Multiplied by 4.
  • Maximum period 10 Months.
  • Atleast 2 Guarantors
  • Deduction through Salary.
  • Rate 4 % per Month Reducing.
  • Loan Designed For Household Items.
  • Deposit multiplied by 4
  • Maximum period 15 Months.
  • Atleast 4 Guarantors
  • Maintain Net salary Atleast Ksh. 3000.
  • Rate 1.45 % per Month. Fixed Straight Line.

Once against Pending Loan Disbursement.

Maximum Amount 50% Loan Approved.

Rate 5% Amount advanced.

  • Loan Designed For Household Items.
  • Deposit multiplied by 4
  • Maximum period 10 Months.
  • Atleast 4 Guarantors
  • Maintain Net salary Atleast Ksh. 3000.
  • Rate 1.45 % per Month. Fixed Straight Line.

Once  Every Month against Salary through FOSA Account..

Maximum Amount 300,000.

Rate 10% Amount advanced.


Data Protection Policy

Data Protection Policy


Egerton University SACCO is committed to protecting your personal information in accordance with the Kenya Data Protection Act, 2019. As a deposit-taking SACCO, we collect and process your data to provide essential financial services, including savings, deposits, loans, and account management.

We ensure that your personal information is handled securely and used solely for legitimate purposes, such as verifying your identity, facilitating transactions, and complying with regulatory requirements. Your data will not be shared with unauthorized third parties without your consent unless required by law.

For further details, please review our Privacy Policy or use the contact form on our contact page to inquire about our data protection practices.

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