- Long term Loan for Development.
- Deposit multiplied by 3.
- Maximum period 48 Months.
- Atleast 5 Guarantors
- Deduction must be within 1/3 rd rule.
- Rate 1 % per Month.(12% P.A) Reducing.
- Long term Loan for Members saved over One Million Deposits.
- Deposit multiplied by 4.
- Maximum period 60 Months.
- Atleast 7 Guarantors
- Deduction through Salary.
- Rate 1 % per Month.(12% P.A) Reducing.
- Long term Loan for Development.
- Deposit Multiplier by 4.
- Maximum Period 84 Months.
- Atleast 7 Guarantors.
- Deductions through Salary.
- Rate 1.33 % per month(16%P.A)Reducing.
- Loan for fees/unforeseen circumstances.
- Deposit Multiplier by 4.
- Maximum Period 12 Months.
- Atleast 4 Guarantors.
- Deductions through Salary.
- Rate 1.25 % per month(15%P.A)Reducing.
- Loan term Loan for Bridging Projects.
- Deposit Multiplied by 4.
- Maximum Period 84 Months.
- Atleast 7 Guarantors.
- Deduction through Salary.
- Rate 1.25% per Month (15%P.A) Amortized.
- Loan for retired Members.
- Deposit Multiplied by 2.
- Maximum Period 84 Months.
- Atleast 4 Guarantors/Collateral.
- Proof of ability to pay.
- Rate 1 % per Month (12%P.A) Reducing.
- Loan Designed For Household Items.
- Deposit multiplied by 4
- Maximum period 20 Months.
- Atleast 4 Guarantors
- Maintain Net salary Atleast Ksh. 3000.
- Rate 1.45 % per Month. Fixed Straight Line.
- Long term Loan for Urgent Needs.
- Net salary multiplied by 7.
- Deposit Multiplied by 4.
- Maximum period 10 Months.
- Atleast 2 Guarantors
- Deduction through Salary.
- Rate 4 % per Month Reducing.
- Loan Designed For Household Items.
- Deposit multiplied by 4
- Maximum period 15 Months.
- Atleast 4 Guarantors
- Maintain Net salary Atleast Ksh. 3000.
- Rate 1.45 % per Month. Fixed Straight Line.
Once against Pending Loan Disbursement.
Maximum Amount 50% Loan Approved.
Rate 5% Amount advanced.
- Loan Designed For Household Items.
- Deposit multiplied by 4
- Maximum period 10 Months.
- Atleast 4 Guarantors
- Maintain Net salary Atleast Ksh. 3000.
- Rate 1.45 % per Month. Fixed Straight Line.
Once Every Month against Salary through FOSA Account..
Maximum Amount 300,000.
Rate 10% Amount advanced.